At first you may have thought the insurance company was trying to be helpful when it wanted to settle your case so quickly. You may have believed the insurer was looking out for you, because you were facing high medical bills. Unfortunately, the insurance company had another motive and it had nothing to do with protecting you.
When you are hurt in an accident, whether it involved a car or occurred at your place of work, it might take a while to understand the full extent of your injuries. Many times, weeks go by before you realize the severity of your injuries, the amount of pain you will suffer and the treatment involved.
You won’t know the complete impact an injury will have on your life until time has gone by. It is hard to know what activities you will still be able to do and whether your pain will worsen. The insurance company is aware of this fact, which is why you may be pressured to settle right after your injuries happen.
Settling a case immediately after an accident will often save the insurance company money. After you agree to a settlement, you are personally on the line for any future medical treatment. Only under rare circumstances can you go back and re-open a settlement. Don’t be quick to accept a settlement offer from the insurance company. In fact, it would be a good idea to talk with a lawyer before you sign anything.


